Restrictive clauses of the insured’s rights and claim made clauses

Abstract

Within the  scope  of the  insurance contract, one  of the  most fre- quent  and   constant  controversies in  practice   has  focused  on  the  risk-limiting clauses  and the limiting clauses  of the insured’s rights: their differentiation, admissibility, effects,  formal   requirements… numerous  judgments of  the  Supreme Court  have  been issued in relation  to this  subject. And  recently  the Supreme Court has  also pronounced doctrine and  ending  the contradictory resolutions in relation to  clauses  claim  made  and  the  effects  and  formal requirements required  to  each of  the  two  modalities of  this  clause  recognized in  artículo 73  of  the Insurance Contract Law. In  this  paper  we  will  analyze  the  legal regime  of  each  of  these  modalities of clauses  in the field of insurance and  the interpretation and  jurisprudential doctrine set forth  in  this  regard by our  High  Court.